Raise.me, a company that has created a clever new way for students to receive financial aid with the motivation of lowering the average debt per college graduate. The problem was that the $50 billion is being dished out among a smaller, self-selecting applicant pool because most students don’t even bother applying to some colleges or universities that would give them money — for the simple fact that they think those same colleges are too expensive to attend. So kids aren’t applying to college because they don’t think they can pay for it at the same time colleges are trying to find worthy candidates to receive financial aid. To fix this issue, the company’s approach is to have colleges and universities award “micro-scholarships” for academic and extracurricular achievements throughout high school rather than dishing out lump-sum awards after a student applies to their school. Students don’t have to pick and choose which school they want to receive the aid from, but can expect to receive a cumulative amount of $20,000 in financial aid and scholarships throughout their high school career. Since it was founded in 2012, Raise.me has helped colleges award nearly $1 billion in student aid packages. Do you think this is an efficient way to handle the current student debt problem we are experiencing in America? Do you think this will eventually lead to the average student graduating with less debt in the future?